Expat Insurances

As an expat, you deserve a plan that’s as flexible as you are. Our Expat insurances are tailored for European expatriates, non-European expatriates in Europe and expats working for a European organization (which is the policy holder) for a duration of 1 year or longer. Get Full Cover insurance, or choose Top-Up Insurance in case you are already on social coverage (applies for AT, BE (riziv/inami), BE(osz/ssom), CH, CZ, DE, EE, FR (cfe), FR (cpam/cmu), IL, JP, LI, LU, NL and the EU officials).

Expat Insurance

Our Expat Insurance is the complete insurance package that covers your every possible need as an expat abroad. It’s the only health insurance in the world that is portable AND adaptable to more than 15 different social securities! Flexible and fully comprehensive, for expats and employers.

Create your own personal policy

with absolute essential covers such as medical care, assistance, personal protection (accident and critical illness), income protection, term life insurance, household goods and baggage, and personal non-contractual liability.

Portable and adaptable

Thanks to our time and money-saving Chameleon Principle, you get a smart plan that adapts to every country you move to. Full coverage or topping up local social security, without paying double. Or put your policy in Sleeper mode when receiving an employers’ policy.
 All this without new medical underwriting.

For all forms of working abroad

Expatriation, posting, cross-border working, salary-split. We always have the correct solution, without paying double.

For everyone with a link to Europe

Are you a European national? Do you live as a non-European in Europe? Do you work for a European company in- or outside of Europe? Then this plan is suited for you.

Single point of contact

for different social security and health care systems. No matter where you are, we will ensure you receive the best treatment and are on hand to offer you local advice and support.

24/7

Our multilingual alarm centre is available 24 hours a day, 7 days a week. Whether it's a medical emergency or a problem with your home, our representatives are on hand to offer all the support you need.

Europat Insurance

As an EU official or staff member you live abroad as part of your job.  Working across different borders means you have specific insurance requirements as you want to be sure you have the same level of coverage, no matter where you go.  Enter Expat & Co's Europat insurance solution.

Create your personal insurance package

from 7 modules: medical treatment costs topping up your RCAM/JSIS scheme, assistance, personal protection, life, income protection, personal belongings on the move and personal liability.

Coverage wherever you go

RCAM/JSIS is a worldwide valid social security. We provide additional insurance wherever you are in the world. Unfortunately RCAM/JSIS does not collaborate with private insurers and does not share information. That way we cannot provide third party payment.

24/7

Our multilingual alarm centre is available 24 hours a day, 7 days a week. Whether it's a medical emergency or a problem with your home, our representatives are on hand to offer all the support you need.

Easily adaptable

Has your situation changed? Did you leave the EU-institution, and left RCAM/JSIS? Simply let us know and we switch your Europat Insurance into an Expat Insurance, Full Cover or topping up your local social security.

Expat Insurance

Our Expat Insurance is the complete insurance package that covers your every possible need as an expat abroad. It’s the only health insurance in the world that is portable AND adaptable to more than 15 different social securities! Flexible and fully comprehensive, for expats and employers.

Create your own personal policy

with absolute essential covers such as medical care, assistance, personal protection (accident and critical illness), income protection, term life insurance, household goods and baggage, and personal non-contractual liability.

Portable and adaptable

Thanks to our time and money-saving Chameleon Principle, you get a smart plan that adapts to every country you move to. Full coverage or topping up local social security, without paying double. Or put your policy in Sleeper mode when receiving an employers’ policy.
 All this without new medical underwriting.

For all forms of working abroad

Expatriation, posting, cross-border working, salary-split. We always have the correct solution, without paying double.

For everyone with a link to Europe

Are you a European national? Do you live as a non-European in Europe? Do you work for a European company in- or outside of Europe? Then this plan is suited for you.

Single point of contact

for different social security and health care systems. No matter where you are, we will ensure you receive the best treatment and are on hand to offer you local advice and support.

24/7

Our multilingual alarm centre is available 24 hours a day, 7 days a week. Whether it's a medical emergency or a problem with your home, our representatives are on hand to offer all the support you need.

Europat Insurance

As an EU official or staff member you live abroad as part of your job.  Working across different borders means you have specific insurance requirements as you want to be sure you have the same level of coverage, no matter where you go.  Enter Expat & Co's Europat insurance solution.

Create your personal insurance package

from 7 modules: medical treatment costs topping up your RCAM/JSIS scheme, assistance, personal protection, life, income protection, personal belongings on the move and personal liability.

Coverage wherever you go

RCAM/JSIS is a worldwide valid social security. We provide additional insurance wherever you are in the world. Unfortunately RCAM/JSIS does not collaborate with private insurers and does not share information. That way we cannot provide third party payment.

24/7

Our multilingual alarm centre is available 24 hours a day, 7 days a week. Whether it's a medical emergency or a problem with your home, our representatives are on hand to offer all the support you need.

Easily adaptable

Has your situation changed? Did you leave the EU-institution, and left RCAM/JSIS? Simply let us know and we switch your Europat Insurance into an Expat Insurance, Full Cover or topping up your local social security.

Get your smart insurance.

Request a quote